VU CAM NHUNG; LUU PHUOC VEN. ANALYSIS OF FACTORS AFFECTING THE DECISION TO USE CREDIT CARD OF INDIVIDUAL CUSTOMERS AT VIETNAM COMMERCIAL BANKS. HUIT Journal of Science, [S. l.], v. 25, n. 2, p. 100–111, 2025. DOI: 10.62985/j.huit_ojs.vol25.no2.184. Disponível em: https://ojs.huit.edu.vn/index.php/dai-hoc-cong-thuong/article/view/184. Acesso em: 19 jun. 2026.